Four fortunate holders of Premium Bonds have each won £100,000 in prizes after acquiring their winning bonds in December. These bonds were eligible for the February 2026 draw onwards, requiring ownership for a full month for inclusion. One of the £100,000 winners bought a £50 bond in December 2025.
Residing in Essex, one winner holds a total of £19,150 in Premium Bonds. Another winner from Brighton and Hove possesses a winning bond worth £13,000, with a total holding of £38,025 in Premium Bonds. The remaining two £100,000 winners each have £50,000 in Premium Bonds, residing in Cheshire and Hampshire and the Isle of Wight, respectively.
Two £1 million Premium Bond prizes are distributed monthly, with winners in the February 2026 draw hailing from Liverpool and Central Bedfordshire. Premium Bonds, a savings product by National Savings & Investment (NS&I), offer a chance to enter a monthly prize draw instead of earning a fixed interest rate on investment.
Prizes range from £25 to £1 million, with more smaller prizes given out compared to larger sums. Thousands of £25 prizes are typically awarded, alongside two £1 million prizes. The maximum savings limit in Premium Bonds is £50,000, with a unique bond number assigned for every £1 invested.
The odds of winning a prize each month are 22,000 to 1 for every £1 bond. Winners are notified via email or text message by NS&I, giving them the option to have the prize money deposited into their bank account or reinvested in Premium Bonds. The current prize fund rate, akin to an interest rate, stands at 3.60% since the August 2025 draw.
Recent data unveiled the luckiest locations for winning Premium Bond prizes, with Hampshire and the Isle of Wight residents claiming the second-highest number of £100,000 prizes in 2025. Essex followed as the next luckiest region, with Outer London and Norfolk also experiencing significant wins. The £1 million jackpot was secured twice in Norwich and Cumbria in 2025.